debt

Debt & Payoff

What interest really costs, and the fastest mathematical way out.

Credit Card Payoff

Minimum payments vs fixed payments — the years and interest between them, animated.

Snowball vs Avalanche

Stack multiple debts and compare snowball (smallest first) against avalanche (highest APR first).

Mortgage Payment

Full monthly cost of a home — principal & interest, property tax, insurance, HOA, and PMI — with the income the 28% rule says you'd need.

Mortgage Payoff

Extra principal payments against a mortgage: payoff date moved up, interest saved.