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Tax Math
Brackets, capital gains, Roth conversions, and take-home pay — visualized.
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Take-Home Pay
Gross salary to net paycheck: federal brackets, FICA, and 401(k)/HSA pre-tax effects, visualized as a flow.
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Capital Gains
Short-term vs long-term capital gains tax on a sale, stacked on top of your ordinary income.
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Roth Conversion
Convert now and pay the tax, or leave it deferred? Side-by-side lifetime after-tax outcomes.
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Tax Loss Harvesting
What harvesting a loss actually saves — offsets, the $3,000 ordinary-income cap, and carryforward.